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European Union: Issued Commission proposal for a Directive on consumer credits outlining data protection measures

Policy overview

Description

Issued Commission proposal for a Directive on consumer credits outlining data protection measures

On 30 June 2021, the European Commission presented a proposal for a Directive of the European Parliament and the Council on consumer credits to repeal and replace Directive 2008/48/EC on credit agreements for consumers. The Proposal outlines the dat…

Scope

Policy Area
Data governance
Policy Instrument
Data protection regulation
Regulated Economic Activity
digital payment provider (incl. cryptocurrencies), other service provider
Implementation Level
supranational
Government Branch
executive
Government Body
central government

Complete timeline of this policy change

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2021-06-30
under deliberation

On 30 June 2021, the European Commission presented a proposal for a Directive of the European Parli…

2022-12-02
under deliberation

On 2 December 2022, the European Council and European Parliament reached a provisional agreement on…

2023-10-09
adopted

On 9 October 2023, the Council of the European Union adopted the Consumer Credit Directive, includi…

2023-11-19
in grace period

On 19 November 2023, the Consumer Credit Directive, including data protection measures, entered int…

2026-11-20
in force

On 20 November 2026, the Consumer Credit Directive, including data protection measures, was impleme…