Progress

Current status
in grace period
20 Nov 2026 in force
19 Nov 2023 in grace period
09 Oct 2023 adopted
02 Dec 2022 under deliberation
30 Jun 2021 under deliberation

Scope

Implementers
Austria
Belgium
Bulgaria
Croatia
Cyprus
Czechia
Denmark
Estonia
Finland
France
Germany
Greece
Hungary
Ireland
Italy
Latvia
Lithuania
Luxembourg
Malta
Netherlands
Poland
Portugal
Romania
Slovakia
Slovenia
Spain
Sweden
Policy Area
Data governance
Policy Instrument
Data protection regulation
Regulated Economic Activity
digital payment provider (incl. cryptocurrencies)
other service provider
Government Branch
legislature
executive
Government Body
parliament
central government
Implementation Level
supranational

Timeline of events

20 Nov 2026
in force

Implemented Consumer Credit Directive including data protection measures

On 20 November 2026, the Consumer Credit Directive, including data protection measures, was implemented. The Directive outlines the data that covered entities, including creditors, credit intermediaries and providers of crowdfunding credit services,…

Source
Event type law
Action type implementation
Government branch legislature
Government body parliament
19 Nov 2023
in grace period

Entry into force with grace period of Consumer Credit Directive including data protection measures

On 19 November 2023, the Consumer Credit Directive, including data protection measures, entered into force, 20 days after its publication in the Official Journal of the European Union. The Directive outlines the data that covered entities, including…

Source
Event type law
Action type in force with grace period
Government branch legislature
Government body parliament
09 Oct 2023
adopted

Adopted Consumer Credit Directive including data protection measures

On 9 October 2023, the Council of the European Union adopted the Consumer Credit Directive, including data protection measures. The Directive outlines the data that covered entities, including creditors, credit intermediaries and providers of crowdf…

Source
Event type law
Action type adoption
Government branch legislature
Government body parliament
02 Dec 2022
under deliberation

Reached Council and Parliament agreement Directive on consumer credit outlining data protection measures

On 2 December 2022, the European Council and European Parliament reached a provisional agreement on a Directive that repeals and replaces the 2008 directive on consumer credit agreements. The provisional agreement on the Directive outlines the data …

Source
Event type law
Action type passage
Government branch legislature
Government body parliament
30 Jun 2021
under deliberation

Issued Commission proposal for a Directive on consumer credits outlining data protection measures

On 30 June 2021, the European Commission presented a proposal for a Directive of the European Parliament and the Council on consumer credits to repeal and replace Directive 2008/48/EC on credit agreements for consumers. The Proposal outlines the dat…

Source
Event type law
Action type introduction
Government branch executive
Government body central government