United Kingdom: Data (Use and Access) Bill, including provisions on access to customer and business data entered into force

On 20 August 2025, part 1 of the Data (Use and Access) Bill, including provisions on access to customer and business data entered into force. The Bill grants the Secretary of State and the Treasury powers to regulate data access across the economy. It applies to all businesses supplying goods, services, or digital content. The Bill requires businesses to provide customer data to individuals or authorised third parties upon request. It also mandates publication of business performance data including pricing, quality metrics, and service information. The Bill establishes a regulatory framework with decision-makers for authorisation processes, interface bodies for technical standards, and enforcement authorities with investigation powers, including unlimited fines. The provisions also enable the Financial Conduct Authority to create binding rules for financial services.