European Union: Consumer protection regulation in Directive on consumer credits
Progress
Scope
Timeline of events
Implemented Credit Directive including consumer protection regulations
On 20 November 2026, the Consumer Credit Directive, including consumer protection measures, was implemented. The Directive aims to ensure that consumers can make an informed choice when applying for credit and have easy access to necessary informati…
SourceEntry into force with grace period of Credit Directive including consumer protection regulations
On 19 November 2023, the Consumer Credit Directive, including consumer protection measures, entered into force, 20 days after its publication in the Official Journal of the European Union. The Directive aims to ensure that consumers can make an info…
SourceAdopted Consumer Credit Directive including consumer protection regulations
On 9 October 2023, the Council of the European Union adopted the Consumer Credit Directive, including consumer protection regulations. The Directive aims to ensure that consumers can make an informed choice when applying for credit and have easy acc…
SourceReached Council and Parliament agreement Directive on consumer credit outlining consumer protection regulations
On 2 December 2022, the European Council and European Parliament reached a provisional agreement on a new Directive that repeals and replaces the 2008 directive on consumer credit agreements. The new Directive offers protection at the European level…
SourceIssued Commission proposal for a Directive on consumer credits outlining consumer protection regulations
On 30 June 2021, the European Commission presented a proposal for a Directive of the European Parliament and the Council on consumer credits to repeal and replace Directive 2008/48/EC on credit agreements for consumers. The aim of the proposal is to…
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