Brazil: Bill requiring digital service channels for payment and deposit accounts opened exclusively in digital format (PL 319/2026) was introduced to Chamber of Deputies

Description

Bill requiring digital service channels for payment and deposit accounts opened exclusively in digital format (PL 319/2026) was introduced to Chamber of Deputies

On 5 February 2026, Bill No. 319/2026 was introduced to the Chamber of Deputies. The Bill would apply to payment and financial institutions offering payment or deposit accounts, including digital banks and fintech providers. It would amend Laws No. …

Scope

Policy Area
Consumer protection
Policy Instrument
Quality of Service requirement
Regulated Economic Activity
digital payment provider (incl. cryptocurrencies), other service provider
Implementation Level
national
Government Branch
legislature
Government Body
parliament

Complete timeline of this policy change

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2026-02-05
under deliberation

On 5 February 2026, Bill No. 319/2026 was introduced to the Chamber of Deputies. The Bill would app…