Brazil: Bill No. 446/2026 establishing the National Digital Protection Law for Older Persons against electronic scams and fraud was introduced to Chamber of Deputies

On 10 February 2026, Bill No. 446/2026 establishing the National Digital Protection Law for Older Persons against electronic scams and fraud was introduced to the Chamber of Deputies. The Bill would apply to financial institutions, payment institutions, telecommunications operators, internet application providers, digital platforms, marketplaces and social networks that monetise, recommend, host or distribute content, advertisements or communications that may enable fraud against persons aged 60 and over. The Bill would create the National Integrated System for the Prevention and Response to Fraud against Older Persons (SINPReFI) to enable cross-sector coordination and proportionate sharing of fraud risk indicators. Furthermore, it would introduce a voluntary “Digital Silver Alert” providing enhanced validation, preventive blocking of high-risk transactions and priority human support. The Bill would mandate preventive blocking of high-risk transactions where consistent fraud indicators exist and would require provisional credit within 48 hours following formal contestation, subject to subsequent technical review and possible reversal. The Bill would establish objective liability for security and response failures and would impose anti-fraud integrity duties on digital platforms after qualified notice. It would also establish a National Registry of Attempted Fraud containing pseudonymised data, and would amend Laws No. 10,741/2003 (the Statute of the Older Person) and No. 12,965/2014 (the Internet Civil Rights Framework).