Indonesia: United States and Indonesia signed Agreement on Reciprocal Trade including cross-border data transfer regulation

On 19 February 2026, the United States and Indonesia signed an Agreement on Reciprocal Trade. Section 3 of the Agreement governs digital trade and technology. Pursuant to Article 3.2, Indonesia undertakes to facilitate digital trade with the United States by ensuring the transfer of data by electronic means across trusted borders, subject to appropriate protections for the conduct of business. As part of its specific commitments listed in an Annex to the Agreement, Indonesia commits to recognising the United States as providing adequate data protection. Further, in the Annex to the Agreement, Indonesia commits to refraining from imposing requirements to process data onshore, particularly in the financial space, provided the country’s authorities have access to the information for regulatory and supervisory purposes, and agrees continue allowing international payment networks provided by US companies to process domestic credit card and card not present/e-commerce transactions on a cross-border basis.