Description

Reserve Bank of India (Digital Lending) Directions 2025 (RBI/2025-26/36) were partially implemented

On 8 May 2025, the Reserve Bank of India (RBI) adopted the Reserve Bank of India (Digital Lending) Directions, 2025, establishing enforceable borrower rights in digital lending transactions. The Directions take immediate effect, except for paragraph…

Scope

Policy Area
Consumer protection
Policy Instrument
User/subject right
Regulated Economic Activity
other service provider
Implementation Level
national
Government Branch
executive
Government Body
central bank

Complete timeline of this policy change

Hide details
2025-05-08
in grace period

On 8 May 2025, the Reserve Bank of India (RBI) adopted the Reserve Bank of India (Digital Lending) …

2025-06-15
in force

On 15 June 2025, paragraph 17 of the Reserve Bank of India (Digital Lending) Directions, 2025 enter…

2025-11-01
in force

On 1 November 2025, paragraph 6 of the Reserve Bank of India (Digital Lending) Directions, 2025 ent…