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On 12 September 2023, the CBDC Anti-Surveillance State Act (HR 5403) was introduced in the US Congress, aiming to amend the Federal Reserve Act to limit the Federal Reserve Banks' Authority with respect to central bank digital currency (CBDC). The bill prohibits Federal Reserve banks from offering products or services directly to individuals, maintaining accounts on behalf of individuals, and issuing a CBDC or any similar digital asset directly to individuals. Additionally, In addition, the bill prohibits Federal Reserve banks from indirectly issuing CBDC or using CBDC for monetary policy.
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