Ghana: Notice on Deadline for Existing Mobile Loan Applications and Digital Credit Services Providers (Notice No. BG/GOV/SEC/2025/35)

Progress

Current status
in force
30 Jun 2026 in force
31 Oct 2025 adopted

Scope

Implementers
Ghana
Policy Area
Authorisation, registration and licensing
Policy Instrument
Business registration requirement
Regulated Economic Activity
digital payment provider (incl. cryptocurrencies)
Government Branch
executive
Government Body
central bank
Implementation Level
national

Timeline of events

30 Jun 2026
in force

Licensing requirement deadline for existing Digital Credit Services Providers enters into force

On 30 June 2026, the licensing requirement deadline under Bank of Ghana Notice No. BG/GOV/SEC/2025/35 takes effect. Under the notice, entities operating mobile loan applications or providing digital credit services without a licence from the Bank of…

Event type order
Action type implementation
Government branch executive
Government body central bank
31 Oct 2025
adopted

Bank of Ghana issued notice on deadline for existing mobile loan applications and Digital Credit Services Providers

On 31 October 2025, the Bank of Ghana issued Notice No. BG/GOV/SEC/2025/35 concerning licensing requirements for mobile loan applications and Digital Credit Services Providers. The notice applies to entities operating mobile loan applications or pro…

Event type order
Action type adoption
Government branch executive
Government body central bank