Activity Tracker

The DPA Activity Tracker provides our latest information on developments in legislatures, judiciaries and the executive branches of G20, EU member states and Switzerland.

13 events advancing 12 policy or regulatory changes:

Most active jurisdictions Number of policy changes

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13 events advancing 12 policy or regulatory changes:
in force

Consumer Financial Protection Bureau Personal Financial Data Rights Rule

Latest event Date: 2027-04-01 order implementation

Implemented obligations for depository institutions that hold at least USD 10 billion in total assets outlined in Rule on Personal Financial Data Rights

On 1 April 2027, the final rule on personal financial data rights came into force for depository institutions that hold at least USD 10 billion in total assets but less than USD 250 billion or non-depository institutions that did not generate USD 10…

Implementer
United States of America
Policy area Data governance
Policy or regulatory element Data protection regulation
Economic activity digital payment provider (incl. cryptocurrencies), other service provider
adopted

Guidance on material third party arrangements (FG26/4)

Latest event Date: 2027-03-18 order implementation

Guidance on material third party arrangements enters into force

On 18 March 2027, the guidance on material third-party arrangements (FG26/4) comes into force. It applies to designated investment firms, authorised electronic money or payment institutions, and other financial institutions. The guidance requires fi…

Implementer
United Kingdom
Policy area Data governance
Policy or regulatory element Cybersecurity regulation
Economic activity digital payment provider (incl. cryptocurrencies), other service provider
adopted

Central Bank of Brazil Resolution No. 520 regulating the formation and operation of companies providing virtual asset services

Latest event Date: 2027-02-02 order implementation

Stage I of user identification requirements in Central Bank of Brazil Resolution No. 520 regulating the formation and operation of companies providing virtual asset services enters into force

On 2 February 2027, Stage I of the implementation period for anti-money laundering requirements in the Central Bank of Brazil (BCB) Resolution No. 520 regulating the formation and operation of companies providing virtual asset services enters into f…

Implementer
Brazil
Policy area Consumer protection
Policy or regulatory element User identification requirement
Economic activity digital payment provider (incl. cryptocurrencies)
in grace period

Data protection measures in Directive on consumer credits

Latest event Date: 2026-11-20 law implementation

Implemented Consumer Credit Directive including data protection measures

On 20 November 2026, the Consumer Credit Directive, including data protection measures, was implemented. The Directive outlines the data that covered entities, including creditors, credit intermediaries and providers of crowdfunding credit services,…

Implementer
European Union
Policy area Data governance
Policy or regulatory element Data protection regulation
Economic activity digital payment provider (incl. cryptocurrencies), other service provider
in grace period

Consumer protection regulation in Directive on consumer credits

Latest event Date: 2026-11-20 law implementation

Implemented Credit Directive including consumer protection regulations

On 20 November 2026, the Consumer Credit Directive, including consumer protection measures, was implemented. The Directive aims to ensure that consumers can make an informed choice when applying for credit and have easy access to necessary informati…

Implementer
European Union
Policy area Other operating conditions
Policy or regulatory element User/subject right
Economic activity digital payment provider (incl. cryptocurrencies), other service provider
in grace period

Authorisation of goods or services in Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025)

Latest event Date: 2026-11-04 law implementation

Transitional period for compliance with Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) including authorisation requirement for virtual asset offerings expires

On 4 November 2026, the one-year transitional period under section 47 of the Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) expires. From this date, all persons providing virtual asset services in or from Kenya must be in full complia…

Implementer
Kenya
Policy area Authorisation, registration and licensing
Policy or regulatory element Authorisation of goods or services
Economic activity digital payment provider (incl. cryptocurrencies)
in grace period

User identification requirement in Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025)

Latest event Date: 2026-11-04 law implementation

Transitional period for compliance with Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) including user identification requirement expires

On 4 November 2026, the one-year transitional period under section 47 of the Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) expires. From this date, all persons providing virtual asset services in or from Kenya are required to be in f…

Implementer
Kenya
Policy area Consumer protection
Policy or regulatory element User identification requirement
Economic activity digital payment provider (incl. cryptocurrencies)
in grace period

Prohibition of goods and services in Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025)

Latest event Date: 2026-11-04 law implementation

Transitional period for compliance with Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) including prohibition of mixer and tumbler services expires

On 4 November 2026, the one-year transitional period under section 47 of the Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) expires. From this date, all virtual asset service providers in or from Kenya are required to be in full compl…

Implementer
Kenya
Policy area Authorisation, registration and licensing
Policy or regulatory element Prohibition of goods and services
Economic activity digital payment provider (incl. cryptocurrencies)
in grace period

Operational license requirement in Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025)

Latest event Date: 2026-11-04 law implementation

Virtual Asset Service Providers Act 2025 (Act No. 20 of 2025) including licensing requirement enters into force for existing providers

On 4 November 2026, the one-year transitional period under section 48 of the Virtual Asset Service Providers Act, 2025 (Act No. 20 of 2025) expires. From this date, all persons providing virtual asset services in or from Kenya must hold a valid lice…

Implementer
Kenya
Policy area Authorisation, registration and licensing
Policy or regulatory element Operational license requirement
Economic activity digital payment provider (incl. cryptocurrencies)
in consultation

Evaluation of Regulation on markets in crypto assets

Latest event Date: 2026-08-31 inquiry consultation closed

European Commission closes consultation as part of evaluation of Regulation on markets in crypto assets

On 31 August 2026, the European Commission closes the consultation as part of the evaluation of the Regulation on markets in crypto assets. Under Regulation, the Commission is required to monitor and report on its application and on broader developm…

Implementer
European Union
Policy area Competition
Policy or regulatory element Anti-competitive agreements regulation
Economic activity digital payment provider (incl. cryptocurrencies), DLT development
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